International Compliance Association (ICA) Home Inspector Practice Exam

Which of the following is an indicator of water damage in a property?

1. Chipped paint

2. Mildew or mold on surfaces

3. Uneven flooring

4. Faded wallpaper

The correct answer is: Mildew or mold on surfaces

Mildew or mold on surfaces is a key indicator of water damage in a property because it typically thrives in moist environments, often as a direct result of leaks or water intrusion. When water accumulates in areas such as bathrooms, basements, or around windows and roofs, it creates an ideal breeding ground for mold spores. The presence of mildew or mold can point to persistent moisture issues and can signal underlying problems that need to be addressed urgently for health and structural integrity reasons. Other indicators of water damage can include chipped paint, uneven flooring, and faded wallpaper, but these can also arise from other factors unrelated to moisture. Chipped paint may result from age or improper application, uneven flooring could be due to settling or shifting of the foundation, and faded wallpaper could simply be a consequence of sun exposure. These conditions do not definitively indicate the presence of water damage, whereas mildew or mold directly suggests a wet area that has not been adequately dried or repaired.